Get Moving with Tesha Mihaly
Mortgage Originator
Tesha Mihaly
VP, Mortgage Originator
NMLS #850404
Glens Falls
86 Glen Street
Glens Falls NY, 12801
Use the link below to get started on your Home Financing application or check the status of a submitted application.
GET STARTED TODAYBusiness Hours
Monday through Friday – 8:00 a.m. to 5:00 p.m.
Bio
With over 16 years of dedicated mortgage experience in the North Country, I provide unparalleled local market expertise and a seamless, transparent loan process. My clients receive personalized mortgage solutions suited to their needs, from first-time home buyers to those purchasing a second home or investment property. Using my exceptional customer service and in-depth knowledge of all products and programs offered by NBT Bank, I’ve guided thousands of families toward their financial goals. I’m dedicated to ensuring that each customer feels educated, secure and supported from application to closing. Please connect with me today at (518) 804-3500 to discuss your options!
Ready to Apply?
Please Have These Items Ready
- Current and Previous Addresses (2 years)
- Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
- Current and Previous Employment Information and dates (2 years)
- Sources and income amounts for all borrowers
a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
c. If retirement income, award letter, 1099 or equivalent documentation - Bank Account Statements (2 months)
- Current monthly housing expenses such as rent and mortgage payments
- Property address and Estimated Market Value for properties you own, including taxes & insurance
- If working with a real estate agent, their name, company and phone number
Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.
